Consumer Lending


Our attorneys frequently counsel clients on the ever-changing myriad of consumer protection laws and regulations, including:

  • Oklahoma Uniform Consumer Credit Code
  • Fair Credit Reporting Act
  • Regulation Z
  • Regulation E
  • Regulation M
  • Fair Debt Collection Practices Act
  • Equal Credit Opportunity Act
  • Gramm-Leach-Bliley Act

We are also experienced in and offer advice in structuring consumer loans and lines of credit, credit card and debit card programs, retail installment sales contracts, electronic fund transfers, electronic banking and financial privacy issues. In addition, we are familiar with the Consumer Financial Protection Bureau (CFPB) and its enforcement actions. We assist clients with creating and reviewing forms, policies and processes for compliance with relevant regulations.


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