Banking and Finance

Conner & Winters is widely regarded as a leading regional law firm in banking and financial services.  Indeed, when the firm opened its doors in 1933, its first client was the First National Bank of Tulsa — for years Tulsa’s largest bank.

Our roots in banking still run deep today.  We maintain significant relationships with numerous other banks and financial institutions in the region and nation-wide.  We serve as outside general counsel for a prominent regional bank and represent many large and small banks, thrifts, financial institutions, and nontraditional financial product providers.

Leveraging our experience to provide a broad array of banking and financial advice

Our experience shows in the broad variety of legal services that we regularly provide to the institutions, as well as to our business clients that deal with financial institutions.  This experience includes:

• Acquisition financing
• Agricultural lending
• Bank regulatory matters
• Bankruptcy
• Commercial lending
• Commercial collections
• Consumer credit/mortgage lending
• Corporate trust services
• Energy loans
• Financial product development
• Foreclosures and loan workouts
• Forensic investigations and fraud litigation
• Health care lending
• Lender liability defense
• Loan policy and underwriting guidelines
• Municipal/Public financing
• Project and structured financing
• Real estate financing
• Specialized employee training
• Syndicated financing and participated transactions
• Swaps and derivative transactions
• Troubled property disposition

Effective counseling on commercial lending

The lawyers in Conner & Winters Banking and Finance group are adept at representing both lenders and borrowers in most every type of commercial lending transaction.  These include real estate, health care and energy lending, agricultural lending, loan workouts, commercial collections, foreclosures, bankruptcy and defense of lender liability claims.

Conner & Winters, as a full-service law firm, has the ability to assemble multidisciplinary teams of transactional, litigation, and bankruptcy lawyers as necessary to obtain the best possible results for its financial institution clients and its clients that are commercial borrowers.  Over the years we have developed a client-focused efficiency that allows ingenuity without compromising simplicity and cost-effectiveness.  We are the competition in this region, and that is why our firm is frequently sought out by out-of-state and non-U.S. lenders to provide local representation on particular matters.

Facilitating real estate financing with comprehensive legal advice

Lawyers in the Banking and Finance practice group work together with our real estate, tax, environmental and corporate governance/corporate services lawyers to advise clients on a full range of real estate transactions.  Working with both lenders and borrowers, Conner & Winters on a routine basis handles real estate projects such as commercial construction, leased retail and office space, gaming properties, hotels, and industrial buildings, and more.

Counseling clients on consumer credit/mortgage lending

Conner & Winters attorneys frequently counsel clients on matters concerning consumer credit laws and regulations.  Our attorneys assist with issues regarding the Oklahoma Uniform Consumer Credit Code, the Fair Credit Reporting Act, Regulation Z, Regulation E, Regulation M, the Fair Debt Collection Practices Act and the Equal Credit Opportunity Act. We also assist clients with creating and reviewing forms for a variety of consumer loans and lines of credit, credit card and debit card programs, retail installment sales contracts, electronic fund transfers, electronic banking, and financial privacy.

Assuring maximum recovery in commercial collections and bankruptcy

Assisting in asset recovery from failed commercial borrowers is a mainstay of our regional practice.  Our clients rely on our ability to achieve maximum securitization when we are involved at the initiation of loan transaction documentation. When loan workouts, restructurings, foreclosures and bankruptcies occur, we know how to effectively and efficiently recover our client’s investment.  Our attorneys are no strangers to the bankruptcy courts in this region and can apply the bankruptcy laws to win collateral without outspending its value in fees.